Most people want to work hard to earn money and provide for themselves and their families, but there are many situations that make this impossible. When a person has a physical or mental disability, earning an income that can pay the bills and ensure a stable place to live can be incredibly difficult. In the U.S., disability benefits are available through the Social Security Administration as a financial safety net for the people who are unable to hold employment due to physical or mental disabilities. Unfortunately, it can be difficult to be approved for these benefits. If you need to apply for disability, use the following tips:
Pay Attention to Your Income
Many people try to keep working full time to make ends meet despite their disability, but this can be a major mistake. If you are earning too much money each month, you won't be able to be approved for disability benefits. Take the time to learn more about the maximum amount of money earned each month in order to qualify for social security benefits. The exact amount can vary from year to year, but the threshold is typically far below what a full-time worker earns in a month. When you know that you need disability benefits, consider working fewer hours or cease working.
Hire an Attorney
Applying for disability benefits can be incredibly stressful and frustrating. A high percentage of initial application for disability benefits are denied, but you do have the option to appeal. Before applying for disability benefits, it is in your best interest to hire an experienced and reputable disability benefits attorney, like those at Parmele Law Firm, PC. An attorney who specializes in disability cases will have a complete understanding of the process and will be able to assist you through every stage, from appealing a denial to having a hearing before a judge, if needed.
Stay on Top of Medical Care
One of the most important things you can do when applying for disability benefits is continue to see your health care providers for treatment. Your medical records will play a major role in getting approved for disability benefits—they serve as proof that you have a physical or mental condition that prevents you from working full-time. If you stop seeing your doctors, it will be much harder to build a case that shows that you really do meet the criteria to qualify for the disability benefits that are available.